Injuries can occur for a number of reasons. You may have been injured in a car crash, a work-related incident, or a slip and fall. You are faced with unexpected medical bills, loss of wages, the trauma of the accident, and a lot of other issues. When someone else is to blame for your injuries, you have the right to file a personal injury lawsuit to seek compensation. Why might you need to hire a personal injury lawyer?
Do You Have a Case?
One instance that you may need to seek the advice of a personal injury law firm is if you have been injured in an automobile accident. Do you have a case worth pursuing? When an accident is clearly the fault of someone else, you may be offered a settlement. Until you know the full extent of your injuries, it is best not to accept the initial offer. Insurance companies are notorious for offering the least amount possible. They may also deny your claim or say that you are at fault.
An attorney knows the laws and what would the best option for your situation. For example, when it comes to vehicle accidents, Florida is a no-fault state. This means that each person is required to carry personal injury protection (PIP) to cover their injuries and damages. It does not matter if someone else caused the crash. However, if you suffer a serious personal injury from the accident that will result in a permanent disability or death, a personal injury lawsuit can be filed.
The Law is Complicated
Laws are complicated for the average person. You might not realize the compensation you may entitled to receive. Florida has a comparative negligence law that applies to all injuries, not just automobile accidents. According to this law, if you file a personal injury lawsuit and are partially responsible for your injuries, the amount of any award you receive will be less. The other party also has to be more than 10% responsible for you to collect compensation from them. What can you be compensated for if someone else was responsible for your injuries?
• Medical expenses for your injury including estimated future expenses
• Property damage
• Loss of wages
• A permanent disability
• Loss of consortium or a loss of family relationship benefits
• Emotional distress
There are other losses that may be subject to compensation from the person or persons at fault for your accident.
Assessing Your Case Objectively
It is natural when you have been injured to experience a whole host of emotions. You may feel anger, frustration, anxiety, and pain. The temptation to settle for the first amount you are be offered by an insurance company is there. You are worried about missing work, and the bills are piling up quickly. An experienced personal injury attorney can look at your case objectively and advise you as to what your injuries are worth.
There can be additional expenses in the future that you are not considering right now, particularly if your injuries are very serious. Settling prematurely can leave you without the funds to pay for your medical care. Very rarely does an insurance company offer you what your claim is worth initially.
Personal Injury Lawyers are Experienced Negotiators
Even if you file a personal injury lawsuit, you may not have to go to court. Often, an experienced lawyer can negotiate with the insurance company and get you a fair settlement. This will save the expense and emotional turmoil of going to court. Negotiating with insurance companies is one of the areas of expertise of a skilled personal injury attorney.
They have access to the resources needed to investigate your accident and present technical facts and evidence that supports your case. Since a personal injury lawyer has the experience working with adjusters and lawyers employed by the insurance companies, they already know the basic tactics they employ to negate their parties’ blame.
Collecting compensation for a personal injury in Florida generally requires proof that the person or persons responsible for your injury failed in their duties. In addition, this failure is what resulted in your injury and you suffered damages. If you have tried to settle your personal injury claim to no avail, you should seek the legal advice of an attorney that specializes in these types of cases. Should it be necessary to take your case to trial, a personal injury lawyer will represent your interests and work diligently to achieve the best possible outcome for you.